A l o h a !

I'm Gail Kosiorek, your local Oahu real estate professional.  I hope to also become your source for real estate information and for all your real estate needs. 

But before you can trust a broker and/or real estate company to assist you with one of the most important decisions you'll ever make....the investment in a home for your family....I know you probably want to know a little bit about that person and company.  This is the page on my website where I'm going to introduce myself to you and tell you a little bit about me, my personal and business philosophies, and my company, Fidelity Properties.

First, let me give you some facts: 

I am the founder, owner, and Principal Broker of Fidelity Properties;
I'm a member of Honolulu Board of Realtors and the National Association of Realtors
I'm a member of the MLS (Multiple Listing Service);
I've earned my GRI* (Graduate REALTOR Institute) designation;
I'm an e-PRO**; and
I have over 30 years of experience!

*Earning my GRI designation means that I'm a real estate professional who has made the commitment to provide a high level of professional services by securing a strong educational foundation. REALTORS® with the GRI designation are highly trained in many areas of real estate to better serve and protect their clients.  Developed for members of the NATIONAL ASSOCIATION OF REALTORS® and offered through State REALTOR® Associations, the GRI program includes 90 hours of coursework on topics from marketing and servicing listed properties to real estate law.

** An e-PRO is a REALTOR® who has successfully completed the e-PRO training program for real estate professionals. Endorsed by the NATIONAL ASSOCIATION OF   REALTORS®, the e-PRO course teaches professionals the nuts and bolts of working with real estate on-line:  Web sites, e-mail, on-line tools, and most of all, what today's consumer really wants.  What does all this mean to you? Well, there are several benefits of working with a certified internet professional. Check out to learn more!

Hopefully, you are getting the idea that I am basically a learner, a student in this life!  I always seek to learn as much as I possibly can.  I want to have the most cutting-edge knowledge, skills, and technology at my fingertips, so that I can pass that along to YOU! 

 You may be thinking that there are alot of brokers with similar credentials.  So what makes me and Fidelity Properties unique?   Let me tell you more.


Born and raised in western Massachusetts, about as far away as one can possibly be from Hawaii and still be in the United States, I arrived on Oahu for a one-month vacation in 1980…and stayed to make Hawaii my new home state. And I’ve been loving and exploring the islands, people, and culture of Hawaii for the past 30 years. I bought my first property on Oahu in 1983, and during the 45-day escrow period, I earned my State of Hawaii real estate license. Just two years later, I purchased the company I’d been working for; upon selling that business in 1986, I began and built Fidelity Properties from the ground up.

Over the past 30 years, as owner and principal broker of Fidelity Properties, I’ve developed a market savvy that has enabled me to survive, and thrive, through the highs and lows of fluctuating real estate trends. I’ve learned that there is opportunity in every situation, but that in order to maximize every opportunity, solid strategies must be in developed and utilized. Throughout changing and challenging real estate cycles, I’ve assisted buyers, sellers, and investors to benefit in every type of market, and I can assist you, too. For all your real property needs, whether new construction, property development, property management, marketing and selling your property, or purchasing the home of your dreams, I’ve done it all and I will work with you individually to tailor a strategy that not only meets your needs and desires, but also exceeds your expectations!

Integrity and Personal Service

There is no substitute for a solid foundation of knowledge built on experience, and there is also no substitute for integrity and personal service. These are the hallmarks of Fidelity Properties.

 With my simple philosophy of providing the very best in quality, personal service and meticulous attention to detail in everything I do, I’ve carefully crafted Fidelity Properties into the successful and well-respected business it is today, while always maintaining my dedication to personally ensuring each client’s complete satisfaction. Don’t compromise….get the best in both professional and personal service at Fidelity Properties.

Whether you were born and raised on Oahu, or have lived on Oahu for any length of time, you already know that the windward side of Oahu represents “old Hawaii”. You know that when you drive over the Ko`olau’s via the H-3 freeway, the Likelike, or the Pali highways, the breathtaking panoramic views that unfold once you've come through the tunnel signal that you’ve entered a very different…a very special…world.

Whether kama’aina (local) or malihini (newcomer) to Oahu, you’ll want to see and know everything that this side of the island has to offer. Whether you want to downsize or expand, “retire” and enjoy “old Hawaii”, or raise your family in one of Windward Oahu’s peaceful and safe communities, for anyone interested in this area’s extraordinary offerings, I will be your guide to exploring the windward side.

Mauka to Makai (Mountain to Ocean)

Not to say that I focus only on the Windward Side.  My love of all peoples and cultures, the makai (ocean) and `aina (land), all over Oahu, the neighbor islands, and even internationally (New Zealand), has been the foundation of my personal and professional relationships with locals and newcomers, neighbors and clients, and nature itself.   My philosophy is to embrace everyone I meet with an open heart and warm aloha.  The privilege of living in this paradise as well as serving clients here is something that I never take for granted.

"No journey, no story, no glory!"

I see every experience as an opportunity to learn and to grow. Whether swimming in the “North Shore Swim Series”, hiking Kauai’s infamous Na Pali Trail, or exploring Maui’s massive Haleakala Crater, I am always ready to take on new challenges and embark on new journeys.

The purchase of a home is a journey.....and the largest investment, one of the most important decisions, and one of the biggest challenges most people will take on during their lifetimes.  Navigating the maze of literally thousands of available properties in an ever-changing market, searching for the one property that will become that special home that you will love and cherish for many years to come, negotiating the best value for your money, and not to mention untangling the complexities of  mortgage qualification, can be very overwhelming and stressful, but this is not a journey you need embark upon on alone!

From mauka to makai, with my expertise and tools, I will gladly take on those challenges with you, and I will work hard to make the entire journey a smooth and memorable aloha experience!  Before you know it, you will be basking in the glow of owning your own home in paradise!

Just remember......

“No journey, no story, no glory!”


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